USDA Rural Housing Loan: Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan (Georgia Banking Company- USDA, FHA, and Conventional Loans)

USDA Rural Housing loans provide individuals and families with affordable financing for those who have little savings. This blog provides updates on USDA, local trends, and a quick way to apply online for this fantastic loan program. GBC lends to all 50 states!

Amazing Visalus Health and Wealth 90 day Body By Vi Challenge in Peachtree City!

Amazing Visalus Health and Wealth 90 day Body By Vi Challenge in Peachtree City!

Everyone come join us August 7th at the Wyndham Conference Center in Peachtree City to hear about the #1 Nutrition and Meal Replacement company, ViSalus!


Visalus is a company that focuses on nutrition and weight-loss! Rather than simply going on a diet, Visalus Sciences have created a meal replacement shake that allows you to lose weight, maintain weight, or gain muscle mass without having to go on a no calorie/low calorie diet.... In one shake, you get all the nutrients you need for an entire day! This is not a diet! This is a new weight loss and nutritional lifestyle!

"The 90 Day Body By Vi Challenge is really a movement of people taking action to reclaim their health." -Ryan Blair; ViSalus Founder and CEO

With the 90 Day Body By Vi Challenge, you can join with friends and recruit more to join you. When you have 3 of your friends join the challenge, your next month's challenge kit is FREE!

Know lots of people that would like to join the Challenge? If so, then you can become a ViSalus distributor in your local community and get paid handsomely!

Need a new car? How about a brand new black BMW of your choice. Unlike many other well know network marketing companies, ViSalus rewards its distributors EARLY rather 10 years later. If you get your challenge kit for free, sign up 3 distributors as your team, and help each of them get their 3, and you qualify for a lifetime bonus of $600 a month toward any black BMW of your choice.



Not interested in improving your health, losing weight, or building a business, then help the local community by donating $24 to the ViSalus Community Challenge. For $24, you will provide 60 meals to a child in need. Help me raise 10,000 meals for local charities and families here in Fayette County!

Please go to Justin Messer's website and donate $24 to children in need!

Need more information, check out my website and sign in to see everything you need to know about ViSalus and the 90 Challenge! www.Messer.BodyByVi.com

I cannot wait to see everyone August 7th!

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

0 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • July 28 2010 10:38PM

Kedron in Peachtree City, Georgia

Kedron in Peachtree City, Georgia is located on the North end of Peachtree City.  Peachtree City is located on the south metro side of Atlanta in Fayette County.  It is one of Pathway Communities sigature creations.  Peachtree City is home to more than 30,000 residents with tons to offer.  The beautiful cities stretches approximately 15,000 acres, features more than 125 neighborhoods and has four distinct villages: Braelinn, Aberdeen, Glenloch, and Kedron!  There are plenty of architechural styles to choose from.  Most of the cities most distinctive features is its 90 miles of public cart paths that link the entire city together.  These paths, great schools, low crime, and beautiful homes have made Peachtree City the #8 best city to live in the United States!

Kedron is an area in Peachtree City that is full of neighborhoods, schools, cart paths, recreational activities, great shopping, and a lake! 

Elementary Schools:

  • Kedron
  • Crabapple Lane

Middle School:

  • J.C. Booth

High School:

  • McIntosh

Each one of these schools are rated top in the state of Georgia.  McIntosh is the number one high school in Georgia.

Kedron and Peachtree City also features 3 great golf courses that are all linked by golf cart paths.

  • Braelinn Club
  • Flat Creek Club
  • Planterra Ridge Club

These courses are part of the Canongate Golf Communities which has over 20 courses throughout Georgia and the Southeast!

Parke and Recreation:

  • Lake Kedron docks
  • Kedron Field house and Aquatic Center
  • Kedron Multipurpose Rink
  • Peachtree Dive Center, Inc.
  • Riley Field

Top Selling and Desirable Neighborhoods!

  • The Pointe
  • The Peninsula

Both of these neighborhoods have quickly become the most desired places to live in south metro Atlanta.  They both sit on Lake Kedron's beautiful shore line and have the most amazing homes in Kedron!  Check back this week for photos and details on these two highly desired places to call home!

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

1 comment • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 26 2010 12:07PM

Smokerise Estates in Peachtree City, Georgia

Justin Messer | Georgia Banking Company | 770-631-5750
516 Ashley Way, Peachtree City, GA
SPECTACULAR FULL BRICK 6100+ SQ FT SHOWPLACE PLUS FINISHED TERRACE LEVEL! Stunning 2 story great room + vaulted keeping room, banquet size dining, ove
5BR/4+1BA Single Family House
offered at $698,500
Year Built 1994
Sq Footage 6,100
Bedrooms 5
Bathrooms 4 full, 1 partial
Floors 3
Parking 4 Car garage
Lot Size 1 acres
HOA/Maint $0 per month

DESCRIPTION
* Single Family Property
* Status: Active
* Area: 171
* County: FAYETTE
* Subdivision: SMOKERISE ESTATES
* Year Built: 1994
* 5 total bedroom(s)
* 4.5 total bath(s)
* 4 total full bath(s)
* 1 total half bath(s)
* Two story
* Type: Renovated home, Renovated home, Detached home
* Style: European, Traditional
* Dining room
* Basement
* Laundry room
* Bedroom(s) on main floor
* Hardwood floors



* 2 fireplaces
* Fireplace features: Great room, Living room, Factory built, Gas, Gas logs
* Garage
* Attached parking
* Heating features: Central, Forced air, Gas
* Central air conditioning
* Interior features: Basement entrance on the inside, Basement entrance on the outside, Daylight basement, Finished basement, Full basement, Ceiling fan(s), Zoned temperature control, Double pane window(s), Energy efficient home, Gas water heater, Programmable thermostat, Central vacuum system, Cooktop range, Dishwasher, Disposal, Double oven, Fire/smoke alarm(s), Ice maker line, Intercom system, Microwave oven, Refrigerator, Security features, Wall/built-in oven, Zoned temperature control, 9 ft.+ ceiling(s), Built-in bookcase(s)/shelves, Foyer, Jetted bathtub/whirlpool, Tray ceiling(s), Two story foyer, Vaulted ceiling(s), Wall to wall carpeting, Breakfast area/room, Breakfast bar, Keeping room, Kitchen island, Pantry, Upstairs laundry, Bonus room, Great room, In-law suite, Library, Recreation room, Separate dining room, Separate living room, Bedroom(s) on upper level(s), Basement bathroom(s)
* Exterior features: Lake/river area/setting, Street lights, Underground utilities, Deck, Garden area, Outside workshop, Sprinkler system, TV cable available, Greenbelt, Level lot, Private backyard, Wooded, Automatic garage door, Public water supply, Septic sewer system
* Exterior construction: Concrete foundation, Brick
* Roofing: Composition
* Community park(s)
* Community recreation facilities
* Community tennis court(s)
* Corner lot
* Located on a cul-de-sac
* Elementary School: CRABAPPLE
* Middle School: BENNETTS MILL
* High School: MCINTOSH

see additional photos below
PROPERTY FEATURES
- Central A/C - Central heat - Fireplace
- Hardwood floor - Tile floor - Family room
- Living room - Bonus/Rec room - Office/Den
- Dining room - Breakfast nook - Dishwasher
- Refrigerator - Stove/Oven - Microwave
- Granite countertop - Stainless steel appliances - Attic
- Basement - Washer - Dryer
- Laundry area - inside - Balcony, Deck, or Patio - Yard

COMMUNITY FEATURES
- Swimming pool(s) - Tennis court(s) - Golf course
- Lake - Playground

 

ADDITIONAL PHOTOS

Street View

Front Entry

Sitting Room

Kitchen

Dining Room

Master Suite
Contact info:
Justin Messer
Georgia Banking Company
770-631-5750
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Mar 25, 2010, 12:38pm PDT

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

0 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 26 2010 11:12AM

Gary Sloan | Advantage Inspection

Gary Sloan | Advantage Inspection

 

Gary Sloan, a residential and commercial home inspector for Advantage Inspection, has been inspecting properties for over 10 years!  His company serves the greater Atlanta, Georgia area but has preformed inspections in many other states as well as Europe, Japan, Mexico, and Canada! Gary Sloan provides a complete inspection every time by spending hours at a property going over every single detail of a property.  He will provide the property owner with a fully detailed tangible report of their property along with an online version for convenience. 

Gary Sloan works for Advantage Inspection and has accumulated many certifications through out his 10 plus years experience.

  • Gary has an active membership in the National Association of Certified Home Inspectors.
  • He is code certified for new construction.
  • He is a Certified Infrared Thermographer
  • He’s inspected several commercial/industrial facilities over the years including:
    • The Braves stadium
    • Frito Lay
    • Michelin
    • Honeywell
    • NASA facilities in Cape Canaveral
  • Gary is a certified FEMA inspector
  • He is a trained industrial hygiene technician
  • He is fluent in Japanese
  • He is 1 of only 19 inspectors in the state of Georgia who is rated as a Certified Master Inspector

At Advantage Inspection, Gary Sloan has created a website that is full of information.  If a question's answer cannot be found, then he welcomes as many questions as you can think of.  Gary wants the property owner to be completely satisfied in his extremely detailed inspections and professionalism.  There are many inspectors out there, but none come as highly recommended as Gary Sloan at Advantage Inspection.  Even though an inspection is completed, the relationship will continue for years to come.  He has a handpicked group of industry related professionals that provide additional services to insure the integrity of every property.

 

 



Gary Sloan's entire inspection process is amazing.  I highly recommended anyone purchasing a home or commercial property to use his services.  Also, make sure you ask about his amazing Infrared technology.  This technology, as well as his service as a whole, will blow you away.  He constantly continues to separate himself from the competition as one of the top home inspectors in the state of Georgia!

Order a Home Inpection Now

Contact Gary Sloan at Advantage Inspection
Office: 678.364.1111
Toll Free: 1.866.923.7941
Mobile: 404.406.6100
Email: advantagepeachtreeoffice@gmail.com
Address: 420 Dividend Drive, Suite A-2
Peachtree City, GA 30269

 

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

0 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 17 2010 02:05PM

The USDA Rural Development 100% home loan is expected to have exhausted its funds by the end of April.

 

The USDA Rural Development 100% home loan is expected to have exhausted it funds by the end of April.

USDA Rural Loans are a fantastic way for home buyers to purchase a home, finance closing costs, and close with or without a down payment.  This 100% loan program is rapidly growing throughout the nation.  This is a government insured and funded loan program.  For the past few years, the funds of USDA have been depleted.  Then, it was not a big deal because all the USDA lenders were still providing and closing these loans with conditional commitments that more funds were on the way.

Now, USDA has not stated when they expect to receive more funds from the government.  So, lenders WILL NOT close any more loans once the funds run out! 

Will this program be funded again soon?  MOST LIKELY.  With FHA becoming more difficult and more expensive, so many people are turning to USDA.  Granted, USDA rural loans are much cheaper than FHA so everyone should look into this program first.  If the government decides to hold off on re-funding, then it will cripple the housing market even further.  But, I'm sure OBAMA has better plans for the money!  HAHAHAHA.....RIIIIGHT!

Georgia Banking Company

 

Via Thomas Mortgage, Florida's FHA Loan Pro:

 

Updated information- Check it out below

bullhornI normally hate titles that are meant to scare people into reading but unfortunately this time there is no exaggeration to the severity of the issue. USDA Guaranteed Rural Development loans, one of the best low/no down payment financing programs left, has recently announced they expect to be out of the funds they use to guarantee loans by late April. If no action is taken by Congress to re-appropriate more funds then it will be the next budget year, after October, before we have this financing option again.

But the Tax Credit deadline is looming

Exactly- This funding shortfall couldn't happen at a worse time. Now as contacts are being negotiated, applications are being taken and plans are being made to ensure buyers meet the dates of the tax credit deadline, we throw a wrench in the system. Should a buyer proceed with USDA financingif they have just received a fully executed contract? Should a buyer that has been prequalified for a Rural Development loan continue house shopping? What can this mean to a buyer that is already in the process too far to turn back?

These questions must all be dealt with on a case by case basis, depending on a variety of factors. One of the most important factors to consider is current and anticipated turn times for your local USDA underwriting. Here in Lake County, FL USDA is at 7-10 business days so unless you can have your loan ready to go to the USDA by April 9th, there is a good possibility you may not make the funding cutoff. This is further complicated by the fact that USDA is the only loan program that does not require HVCC type appraisal restrictions (VA is a different animal but with the same results). This means if you commit to USDA financing now and are forced to revert to FHA or another program, you may need a new appraisal.

Buyers should follow the advice of their trusted lenders and know that proceeding with a USDA loan without enough time to make this cutoff is a gamble. We truly need an act of Congress to approve additional funds for these loans. Although it seems logical that they should want to avoid such a deep blow to the housing industry at this time, we all know oftentimes there is precious little logic in D.C. If you think I'm exaggerating the seriousness of this, do know the USDA Guaranteed RD program resulted in over 3500 transactions since October 1, 2009 in Florida alone! That breaks out to over 350 deals a month. Sure, some may be able to qualify through another program like FHA or VA but many won't.

Is there anything we can do to help?

Yes- please accept this call to action to contact your trade associations and express the severity of this. NAR, NAMB and the NAHB have all been made aware of this and I trust are beginning lobbying efforts to rectify it. You could also contact your members of elected officials in the House and in the Senate and urge them to sponsor legislation and fast track it to minimize the damage a funding delay could cause. This is not a partisan issue, both sides of the aisle should be eager to approve this. This isn't about bailing out the housing industry, it's about maintaining funding for a loan program that has suddenly become much more popular than anyone expected due to the current environment of real estate.

Gerry Suarez, Jr.

Your FHA Loan Pro!

UPDATE 03/11 5p EST- I just received the first notice from an investor on this and interestingly enough they are not allowing locks on USDA loans until a conditional commitment setting aside available funds is received from the USDA. That basically means borrowers will be forced to float their rate until the loan is almost ready to close. Look for more developments on this as more investors chime in with changes.

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

0 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 12 2010 01:39PM

USDA Rural Development loans expecting to run out of funds by late next month

The USDA Rural Development 100% home loan is expected to have exhausted funds by the end of April.

USDA Rural Loans are a fantastic way for home buyer to purhcase a home, finance closing costs, and close with or without a down payment.  This 100% loan program is rapidly growing throughout the nation.  This is a government insured and funded loan program.  For the past few years, the funds fo USDA have been depleted.  Then, it was not a big deal because all the USDA lenders were still providing and closing these loan with conditional commitments that more funds were on the way.

Now, USDA has not stated when they expect to receive more funds from the government.  So, lenders WILL NOT close any more loans once the funds run out! 

Will this program be funded again soon?  MOST LIKELY.  With FHA becoming more difficult and more expensive, so many people are turning to USDA.  Granted, USDA rural loans are much cheaper than FHA so everyone should look into this program first.  If the government decides to hold off on re-funding, then it will cripple the housing market even further.  But, I'm sure OBAMA has better plans for the money!  HAHAHAHA.....RIIIIGHT!

Georgia Banking Company

Via Thomas Mortgage, Florida's FHA Loan Pro:

 

Updated information- Check it out below

bullhornI normally hate titles that are meant to scare people into reading but unfortunately this time there is no exaggeration to the severity of the issue. USDA Guaranteed Rural Development loans, one of the best low/no down payment financing programs left, has recently announced they expect to be out of the funds they use to guarantee loans by late April. If no action is taken by Congress to re-appropriate more funds then it will be the next budget year, after October, before we have this financing option again.

But the Tax Credit deadline is looming

Exactly- This funding shortfall couldn't happen at a worse time. Now as contacts are being negotiated, applications are being taken and plans are being made to ensure buyers meet the dates of the tax credit deadline, we throw a wrench in the system. Should a buyer proceed with USDA financingif they have just received a fully executed contract? Should a buyer that has been prequalified for a Rural Development loan continue house shopping? What can this mean to a buyer that is already in the process too far to turn back?

These questions must all be dealt with on a case by case basis, depending on a variety of factors. One of the most important factors to consider is current and anticipated turn times for your local USDA underwriting. Here in Lake County, FL USDA is at 7-10 business days so unless you can have your loan ready to go to the USDA by April 9th, there is a good possibility you may not make the funding cutoff. This is further complicated by the fact that USDA is the only loan program that does not require HVCC type appraisal restrictions (VA is a different animal but with the same results). This means if you commit to USDA financing now and are forced to revert to FHA or another program, you may need a new appraisal.

Buyers should follow the advice of their trusted lenders and know that proceeding with a USDA loan without enough time to make this cutoff is a gamble. We truly need an act of Congress to approve additional funds for these loans. Although it seems logical that they should want to avoid such a deep blow to the housing industry at this time, we all know oftentimes there is precious little logic in D.C. If you think I'm exaggerating the seriousness of this, do know the USDA Guaranteed RD program resulted in over 3500 transactions since October 1, 2009 in Florida alone! That breaks out to over 350 deals a month. Sure, some may be able to qualify through another program like FHA or VA but many won't.

Is there anything we can do to help?

Yes- please accept this call to action to contact your trade associations and express the severity of this. NAR, NAMB and the NAHB have all been made aware of this and I trust are beginning lobbying efforts to rectify it. You could also contact your members of elected officials in the House and in the Senate and urge them to sponsor legislation and fast track it to minimize the damage a funding delay could cause. This is not a partisan issue, both sides of the aisle should be eager to approve this. This isn't about bailing out the housing industry, it's about maintaining funding for a loan program that has suddenly become much more popular than anyone expected due to the current environment of real estate.

Gerry Suarez, Jr.

Your FHA Loan Pro!

UPDATE 03/11 5p EST- I just received the first notice from an investor on this and interestingly enough they are not allowing locks on USDA loans until a conditional commitment setting aside available funds is received from the USDA. That basically means borrowers will be forced to float their rate until the loan is almost ready to close. Look for more developments on this as more investors chime in with changes.

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

0 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 12 2010 01:36PM

USDA Loan Requirements

USDA Loan Requirements

The USDA home loan is a fantastic way to purchase a home with no money down.  This loan program is insured by the United States Department of Agriculture.  The rural loan is quickly becoming the most popular home loan in 2010 now that FHA has begun to increase their requirements such as credit score, down payment, mortgage insurance, and qualifying ratios.

In order to qualify for the USDA rural housing loan, a borrower must meet the following USDA loan requirements.

Income Eligibility:

  • Total Household Income - There are two tiers (income ranges from on average from 70K to 110K per year)
    1. Household of 1-4 will equal the current 4 person limit for the property's county.
    2. Household of 5-8 will equal the current 8+ person limit for the property's county.

Property Eligibility:

  • The property must be located in an approved area designated by the USDA.  Eligibility for counties, cities, and towns are determined by population.  Originally, the USDA loan program was created for farmers.  Today, it is open to all residential properties that are deemed rural property by the USDA.  Most metro areas do not qualify but approximately 80% of the nation does qualify.
  • New or proposed home construction:  Must meet FHA appraisal standards
  • Manufactured Homes:  Only allowed if the manufactured home is brand new, double wide, and purchased from an Agency approved dealer.
  • Modular Home:  No restrictions
  • Condo and Town Home:  Must meet the requirements of Fannie Mae, Freddie Mac, or FHA.

Credit Scores:

  • 620 minimum middle credit score (scores are likely to increase to 640-660 soon)
  • Must have at least 2 credit scores

Other Requirements:

  • Must be a primary residence
  • May not have other financed properties
  • Co-signors not allowed if the co-signor will not be living the subject property
  • No non-essential buildings and land.  The property must be considered residential
  • Housing ratios and debt-to-income rations:  31/43 

Check out USDA loan eligibility for exact income figures and property maps for your area!

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

1 comment • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 04 2010 09:59AM

USDA Loan Eligibility

USDA Loan Eligibility is a very basic process.  A borrower's income and credit file must be underwritten just like any other loan program.  However, USDA rural development loans are far more lenient when it comes to down payment requirements and credit score requirements.  There are many great benefits to USDA Rural Development Loans.  This loan program enables a borrower to obtain a mortgage with the cheapest possible monthly payment when compared with FHA loans and 3.5% as a down payment.

STEP ONE:  Is your middle credit score above a 620?  If so, then you may proceed with USDA loan eligibility.  Do you have recent derogatory items on your credit report such as foreclosures, bankruptcies, judgments, tax liens, or collections?  If so, then call me to discuss the details.  For basic details, please see the following:

  • Foreclosure- Must wait 3 years
  • Bankruptcy- Chapter 7 must wait 3 years, Chapter 13 must wait 1 year
  • Judgments- Must be paid and have none outstanding within 12 months
  • Tax Liens- Must be paid and have none outstanding within 12 months
  • Collections- May have one collection within the last 12 months

STEP TWO:  Is the property you are looking to purchase in a USDA rural loan eligible area?  Below, click accept, then select your state.  Find your county on the map or on the list.  If the county is not on the state list, then the entire county is INELIGIBLE for a USDA Rural Development Loan.  If the property is located in the lighter colored area, then it is located in a USDA Loan Eligible area.  The USDA loan eligibility map will state whether or not the property is approved for USDA.

 

 

 

STEP THREE:  Does your total household income meet the USDA Income Requirements?  There are two separate income levels.  The first level is for a household of 1-4 family members.  The second is for 5 or greater.  Every county varies on the total household income limit.  The limits typically range from 70,000 (1-4 members) to 110,000 (5+ members).  Below, enter your state, then enter your county and follow the next steps.

 

 

STEP FOUR:  Apply online, over the phone at 770-631-5750, or in person.  USDA Rural Housing Loans take approximately 30 days to complete.  If you have questions, contact me or visit TheUSDAhomeloan.com or contact your local loan officer.

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

24 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • March 02 2010 11:15AM

Activerain Confirmed Loan Officers

 

Active Rain Confirmed Loan Officers provide the skills neccessary to help all real estate professionals the ability to create a massive web presence.  We can show you how to properly write your blogs and websites, how to structure them, and how to get consumers searching Google to find them.  SEO seems like a really confusing term.  Once we teach you the basics behind SEO, you will be able to use these skills and improve upon them in no time.  These skills will absolutely help your business today, but will most certainly help your business in the future.

Contact one of the Active Rain Confirmed Loan Officers from below to get started.  We can discuss your goals and what it will take to meet those goals.  We can meet in a one on one session, a group session, online webex training, or over the phone. 

Once you learn the basics, then it starts to get really fun!  We have tons and tons of SEO and website tricks that you will simple go crazy over.  These tips and tricks and new web gadgets will not only help your web presence, but it will help with your everyday business.  As an Active Rain Confirmed Loan Officer, I have had tremendous success in my internet marketing.  The best part, it is FREE marketing! 

Contact me or one of the other Active Rain Confirmed Loan Officers today.  Take our training (short version or extended version) and become the expert in your office! 

Coming soon!  Free video SEO training basics.  I will show how to write your blog as well as show you the many newly discovered web technologies.

Subscribe to my blog or contact me now!

SEO Training

 

Justin Messer - Atlanta Georgia/National

Justin MesserOver 85% of consumers begin their home search via the internet. Can consumers find you? If not, then they will simply find your competitors. Gain a competitive advantage with my free training. You'll learn blogging techniques, blog and website SEO, and new technologies that will seperate you from your competitors.

3 Reasons to take my FREE SEO Training:

1 MORE LEADS

2 MORE LISTINGS

3 MORE CLOSINGS



Via ActiveRain Approved Business Builders (ActiveRain - Approved Business Builders):

hands holding sign that states will teach for food

Activerain is proud of our Confirmed Loan Officer Team. They have all taken the time to complete an exhaustive blogging SEO course taught by Steven Graham, one of the Activerain blog trainers. They also recieve regular weekly training on new tactics and technologies to assist you with your blogging.

Our Confirmed Loan Officers are approved Activerain trainers, and they are very capable and ready to teach you how to get your blogs to the first page of Google.


Getting your blogs to the first page of Google is one of the quickest most cost effective ways to promote your website and increase its traffic and SEO. If you are a real estate professional looking to generate new business and referrals and you want to know how blogging can help you please contact the Activerain Confirmed Loan Officer that is closest to you. Our confirmed loan officers offer one on one and group trainings either in the office or over the phone.

Many of our Confirmed Loan Officers also teach social media classes regularly for their local and state board of REALTORS TM making them your best choice for local training and assistance for your blogging.

Phil Caulfield - Burlingame, CA

Phil Caulfield
Would you like to incorporate social media into your marketing mix? I can help you! A blog is your home base - it is where all of your social media efforts begin. I can help you:

1. Set up your ActiveRain blog and profile
2. Teach you how to promote your blog without spending any money
3. Show you tips and tricks to have your blog posts get to page one of Google

After you are set up, I will be available to help you with your social media marketing efforts!

 

Ruth Vogt - Littleton, CO

Ruth vogt

 

When it comes to blogging, there really is no right or wrong. The only mistake might be to waste precious time trying to figure out the short cuts on your own. Those of us in the ActiveRain Confirmed Loan Officer program, as well as the Ambassadors in ActiveRain, represent a number of seasoned bloggers.

we are willing to share tips and techniques to help you solve the mystery of social media lead generation using ActiveRain to attain Google rankings. I have assisted individuals at all levels of experience achieve blogging success in just one or two meetings. I can help you do the same!

 

Drew Sygit - Birmingham, MI

Drew Sygit

It's amazing how many professionals use the internet daily, but still ignore the power of social media! Remember back in 1995, at the "dawn" of the internet going mainstream, how many professionals thought they'd NEVER need the internet for their business? Where are those businesses today?

We are now at the "dawn" of social media going mainstream. Traditional "static" advertising, even through e-mails & websites,is waning. People do business with people they know, like & rust. Are you blogging to dynamically engage your target market and show them your expertise? How do you expect to survive if you don't?

Ricky Khamis - Scottsdale, AZ

Ricky Khamis


I am one of Arizona's top bloggers, Confirmed by ActiveRain because of my ability to teach you how to use the internet and the extreme power of the top search engine on the internet, Google. By working with me you will learn how to create Single Property Web Sites for every one of your listings, and blog them on ActiveRain. This will cause them to show up on the first page of Google With minimal effort, time, or money involved. All you need is determination.

 

Justin Messer - Atlanta Georgia/National

Justin MesserOver 85% of consumers begin their home search via the internet. Can consumers find you? If not, then they will simply find your competitors. Gain a competitive advantage with my free training. You'll learn blogging techniques, blog and website SEO, and new technologies that will seperate you from your competitors.

3 Reasons to take my FREE SEO Training:

1 MORE LEADS

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3 MORE CLOSINGS

Michael Cantwell West Palm Beach Florida

Michael CantwellWebsites are so yesterday.  Without a blog to help drive traffic to your website, how will you be found in today's competitive marketplace?  With the Active Rain Platform we can show you how to jumpstart your blogging Google juice faster than any other platform on the internet today. 

If you would like to learn more about building a network of like minded professionals blogging together with a comment goal of web domination of your local marketplace contact me. I can help you with SEO tips and tricks that really work.
 
Warm regards,

 

Nevin Williams Carlsbad California/OR WA NC

Nevin WilliamsYour blog is a personal, professional journal and proof that you’re knowledgeable. Active Rain is a powerful, worldwide networking and advertising tool when used properly. “Properly” is what I teach. Knowledge is what you blog.

Combine these two ”properly” and you’ll dominate search engines. This is your first impression to thousands of internet prospects. Learn shortcuts, methods and free technologies to maximize your exposure.

Learn how your competitors get page 1 Google rankings and mimic it.  Want proof? Google or Yahoo:  FHA broker Carlsbad, Astoria or Cary.  I’m on page 1 a few times on all 3 searches. Cost2u: $0

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

1 comment • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • February 10 2010 01:29PM

EXTENDED first time home buyer tax credit for 2010

 

Extended First Time Home Buyer Tax Credit for 2010.

The extended first time home buyer tax credit for 2010 will allow more borrowers to purchase a home and receive the $8,000 tax credit even if their income was ineligible in 2009.  The revision to the 2009 version has added $50,000 in qualifing income to single purchasers and $100,000 for married couples filing jointly.  This is HUGE.  If you thought you made too much money, or that the tax credit had expired, then you have ONE LAST CHANCE to take advantage of the government's free handout!  For now, the buyer must have a signed purchase sale agreement by April 30th and must close by June 30th. 

Please read below for further details including the new $6,500 tax credit for primary residence owners.  If you are thinking about buying, please go ahead and get pre-qualified by submitting a secure online loan application.  Why not, its free! 

Do not miss out on this amazing opportunity and take advantage of the extended first time home buyer tax credit for 2010!

 

Via Pacita Dimacali - e-PRO, SRES, CDPE, MBA East Bay, North CA real estate (Gallagher & Lindsey):

My first time home buyers are whooping it up. Why not? The popular first time home buyer tax credit that was set to expire end of November 2009 may be extended through end of June 2010.

I have buyers who have been looking for months but are getting outbid so many times, or are running out of time waiting for the short sale approval/acceptance of their offers.

Even better, it isn't just first time buyers who have reason to celebrate. A new tax credit was introduced to aid repeat buyers. I wonder if this will apply both for buyers who want to move up as well as buyers who want to downsize.

Although the complete details aren't available yet, here are the key provisions.

First time home buyer tax credit

  • Buyers must be in contract by April 30, 2010
  • Buyers have 60 days from that day to close escrow to qualify for the tax credit
  • Tax credit is $8,000 or UP TO 10% of purchase price

Repeat buyers tax credit

  • Defined as homeowners who have lived in their residence for five years
  • Tax credit is $6,500

But wait, there's more! The levels for the home buyers were increased! Good news, indeed, for at least one of my buyers who was making more money than the previous qualifying level. So now, there's a chance that he will qualify for the tax credit after all!

  • Individuals earning up to $125,000, up from $75,000 for individuals under the current law
  • Couples earning up to $250,000, up from $150,000 under the current law'

More tax credits.

Additionally, there are other tax credits that the homeowners can explore. Although folks may argue that these tax credits are costing us....think of another way to look at these credits. They will encourage folks to BUY! And when they buy more goods and services, they (and we) do our share to stimulate the economy.

Have fun shopping!

Justin Messer | Active Rain Confirmed Loan Officer | SEO Trainer

Apply Now - My Outside Blog - ActiveRain - USDA Loans - FeedPing

Search for homes in your area by entering your city and state into the search bar from my blog page or profile page.

 

0 comments • Justin Messer AR Confirmed Loan Officer USDA Rural Housing Loan • February 02 2010 04:34PM